Car Dealers Preying on the Military

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It’s nice to finally have some heavy firepower on the side of consumer finance protection. Literally:

Car dealers, a well-organized small-business lobby with members in nearly every legislative district, have swarmed the Senate in recent weeks clamoring to be exempt from the legislation’s proposed protections against loan scams. But in a letter released Thursday, a top Pentagon official said soldiers need to be protected from “unprincipled auto lending” so they can concentrate on their primary mission: “protecting our great nation.”

“Soldiers who are distracted by financial issues at home are not fully focused on fighting the enemy, thereby decreasing mission readiness,” Army Secretary John M. McHugh wrote Wednesday to Senate Banking Committee Chairman Christopher Dodd (D-Conn.). Top Pentagon officials don’t usually weigh in on non-military legislation. But they have complained that shady car loans have been particularly harmful to military personnel — often young, inexperienced consumers who have other worries when they walk into car lots near military bases.

Stephanie Mencimer wrote a really good piece last year about the way car dealers routinely scam service members. It’s worth a read. And maybe give Sen Sam Brownback (R–Kansas), sleaze’s biggest defender, a call after you’ve finished it.

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SIX TRUTHS

Reclaiming power from those who abuse it often starts with telling the truth. And in "This Is How Authoritarians Get Defeated," MoJo's Monika Bauerlein unpacks six truths to remember during the homestretch of an election where democracy, truth, and decency are on the line.

Truth #1: The chaos is the point.

Truth #2: Team Reality is bigger than it seems.

Truth #3: Facebook owns this.

Truth #4: When we go to work, we're in the fight.

Truth #5: It's about minority rule.

Truth #6: The only thing that can save us is…us.

Please take a moment to see how all these truths add up, because what happens in the weeks and months ahead will reverberate for at least a generation and we better be prepared.

And if you think journalism like Mother Jones'—that calls it like it is, that will never acquiesce to power, that looks where others don't—can help guide us through this historic, high-stakes moment, and you're able to right now, please help us reach our $350,000 goal by October 31 with a donation today. It's all hands on deck for democracy.

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