Healthcare For Students

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Megan McArdle reacts to a story from Kaiser Health News suggesting that healthcare reform might prevent universities from offering low-cost student insurance policies:

I imagine that the administration has been blindsided by this one….Had this been written into the law, it probably would have passed unnoticed, but the farther this presses into the spotlight, the harder it’s going to be to arrive at a politically acceptable answer.

Chalking this one up to the cost of passing multi-thousand page bills that no one has read.

Hah hah! Stupid Democrats didn’t even read their own bill! I imagine we’re going to be inundated with stuff like this over the next few years, as critics of reform crow over every story that suggests even the remotest possibility of some negative outcome on one benighted group or another. But here’s my prediction: virtually none of these self-serving pity stories will amount to anything.

Take this one. We’re not talking about university health centers here, we’re talking about actual health insurance policies. And if you read through the rest of the story, you find that most students are insured through their parents’ policies. According to the GAO, “only 7 percent bought their own policies or purchased school-based plans.” Add to that the fact that so far there’s no real evidence that healthcare reform will seriously impact student health policies anyway (colleges are merely “warning” that it might) and that a lot depends on the rules HHS sets, which is all part of how healthcare reform is designed to work. HHS rule setting is a big part of the process and was always intended to be.

So: do I expect vast hordes of angry students descending on Capitol Hill? No. Do I expect HHS to sit around and do nothing about this? No. Do I expect that some reasonable set of rules will be worked out in the end? Yes. Do I expect that critics will take any notice of the fact that yet another scare story about healthcare reform will turn out to be overblown and ridiculous? No indeedy.

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Truth #1: The chaos is the point.

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SIX TRUTHS

Reclaiming power from those who abuse it often starts with telling the truth. And in "This Is How Authoritarians Get Defeated," MoJo's Monika Bauerlein unpacks six truths to remember during the homestretch of an election where democracy, truth, and decency are on the line.

Truth #1: The chaos is the point.

Truth #2: Team Reality is bigger than it seems.

Truth #3: Facebook owns this.

Truth #4: When we go to work, we're in the fight.

Truth #5: It's about minority rule.

Truth #6: The only thing that can save us is…us.

Please take a moment to see how all these truths add up, because what happens in the weeks and months ahead will reverberate for at least a generation and we better be prepared.

And if you think journalism like Mother Jones'—that calls it like it is, that will never acquiesce to power, that looks where others don't—can help guide us through this historic, high-stakes moment, and you're able to right now, please help us reach our $350,000 goal by October 31 with a donation today. It's all hands on deck for democracy.

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