New Obamacare Application Demonstrates the Power of Framing

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You may have heard that after receiving mountains of criticism for its 21-page first draft, HHS released a new, streamlined application form for Obamacare today. So, hooray, right? Sort of. Here’s my take on the original form:

In fairness, there’s a single 2-page section you have to fill out, and then there are five more 2-page sections for other members of your family. So sure, it might be long if you have a big family, but a lot of it is repetition. And if you’re just a single earner? Then aside from instructions, there’s really only about four pages (five if you’re an American Indian or Alaska Native): one page of basic contact information, two pages of income information, and one page of current insurance information.

And here is Ezra Klein’s description of the new form:

Where the draft form was a hefty 21 pages, the new form is a svelte 5 pages….The new form is short because it’s only for a single adult. But if you head to the HHS Web site, you can find the new form for family coverage. It, too, is shorter: A mere 12 pages rather than 21. But it only includes the forms for two people. If your family includes more than two people, the form advises you to “make a copy of Step 2: Person 2 (pages 4 and 5) and complete.”

The result is that the new form for a family of six is 20 pages long and includes a substantial amount of time spent in front of a copier.

In other words, the new form is actually about the same as the old form. The fact that it seems shorter is merely an example of the power of framing. The default for the old form was 21 pages, which could be reduced to four if you were a single earner. The default for the new form is five pages, which can be expanded to 20 if you have a big family. Which one sounds better?

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SIX TRUTHS

Reclaiming power from those who abuse it often starts with telling the truth. And in "This Is How Authoritarians Get Defeated," MoJo's Monika Bauerlein unpacks six truths to remember during the homestretch of an election where democracy, truth, and decency are on the line.

Truth #1: The chaos is the point.

Truth #2: Team Reality is bigger than it seems.

Truth #3: Facebook owns this.

Truth #4: When we go to work, we're in the fight.

Truth #5: It's about minority rule.

Truth #6: The only thing that can save us is…us.

Please take a moment to see how all these truths add up, because what happens in the weeks and months ahead will reverberate for at least a generation and we better be prepared.

And if you think journalism like Mother Jones'—that calls it like it is, that will never acquiesce to power, that looks where others don't—can help guide us through this historic, high-stakes moment, and you're able to right now, please help us reach our $350,000 goal by October 31 with a donation today. It's all hands on deck for democracy.

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