Here’s Yet Another Obamacare Non-Horror Story

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Here in California, we keep feeling the hammer blows of Obamacare. Thanks to the new law, our state’s largest individual health insurer is being forced to jack up insurance premiums for thousands of — oh wait. Let’s read the fine print here:

Thousands of Anthem Blue Cross individual customers with older insurance policies untouched by Obamacare are getting some jarring news: Their premiums are going up as much as 25%….Anthem Blue Cross said its plan to raise rates reflects that escalating healthcare costs are an economic reality industrywide.

The company said customers do have new options thanks to the healthcare law. “Many of the members affected here may be eligible for federal subsidies via the Covered California exchange and may have lower premiums if they decide to switch to an Affordable Care Act-compliant policy,” company spokesman Darrel Ng said.

Roger that. Premiums are skyrocketing for policies that have nothing to do with Obamacare. What’s more, Anthem Blue Cross is recommending that affected customers might want to check out the Obamacare exchange to see if they can get a better deal there.

This is yet another reason to be skeptical of claims that Obamacare is responsible for rate shock all over the country. It’s not a myth. It really has happened to some people. But the truth is that it affects only a small number of people; the horror story anecdotes routinely turn out to be either exaggerated or flatly false; and insurance companies have been jacking up rates for years anyway. They were going to do it in 2014 whether Obamacare existed or not.

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SIX TRUTHS

Reclaiming power from those who abuse it often starts with telling the truth. And in "This Is How Authoritarians Get Defeated," MoJo's Monika Bauerlein unpacks six truths to remember during the homestretch of an election where democracy, truth, and decency are on the line.

Truth #1: The chaos is the point.

Truth #2: Team Reality is bigger than it seems.

Truth #3: Facebook owns this.

Truth #4: When we go to work, we're in the fight.

Truth #5: It's about minority rule.

Truth #6: The only thing that can save us is…us.

Please take a moment to see how all these truths add up, because what happens in the weeks and months ahead will reverberate for at least a generation and we better be prepared.

And if you think journalism like Mother Jones'—that calls it like it is, that will never acquiesce to power, that looks where others don't—can help guide us through this historic, high-stakes moment, and you're able to right now, please help us reach our $350,000 goal by October 31 with a donation today. It's all hands on deck for democracy.

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