Health Insurers Have Finally Had Enough

Tom Williams/Congressional Quarterly/Newscom via ZUMA

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Pretty much every group associated with health care in any way opposes Trumpcare. Doctors, nurses, hospitals, patient advocates, pharmaceutical companies, the folks who wax hospital floors, you name it. The only exception is insurance companies, who have stayed quiet because they’ve been bought off with a few miscellaneous tax breaks and new subsidies.

But now, even the insurance companies are fed up. They have looked into the abyss of the newly-proposed Cruz Amendment, and they understand precisely what kind of hell their own industry would unleash on the world if it passes. Their letter to Mitch McConnell minces no words:

It is simply unworkable in any form …. would undermine protections for those with pre-existing medical conditions …. increase premiums …. would allow the new plans to “cherry pick” only healthy people …. creates two systems of insurance for healthy and sick people …. premiums will skyrocket for people with preexisting conditions …. millions of more individuals will become uninsured ….would harm consumers who are most in need of coverage.

The Cruz Amendment is sort of like chopping a baby in half: a solution that sounds appealing only to someone who doesn’t know what happens to babies who are chopped in half. And so I wonder. Did Ted Cruz understand the problems with his amendment when he dreamed it up, but didn’t care? Or did he just not bother to check with anyone who understood health policy before he proposed it? It’s the eternal conundrum: Evil or stupid?

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WE'LL BE BLUNT

It is astonishingly hard keeping a newsroom afloat these days, and we need to raise $253,000 in online donations quickly, by October 7.

The short of it: Last year, we had to cut $1 million from our budget so we could have any chance of breaking even by the time our fiscal year ended in June. And despite a huge rally from so many of you leading up to the deadline, we still came up a bit short on the whole. We can’t let that happen again. We have no wiggle room to begin with, and now we have a hole to dig out of.

Readers also told us to just give it to you straight when we need to ask for your support, and seeing how matter-of-factly explaining our inner workings, our challenges and finances, can bring more of you in has been a real silver lining. So our online membership lead, Brian, lays it all out for you in his personal, insider account (that literally puts his skin in the game!) of how urgent things are right now.

The upshot: Being able to rally $253,000 in donations over these next few weeks is vitally important simply because it is the number that keeps us right on track, helping make sure we don't end up with a bigger gap than can be filled again, helping us avoid any significant (and knowable) cash-flow crunches for now. We used to be more nonchalant about coming up short this time of year, thinking we can make it by the time June rolls around. Not anymore.

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