Trump Wants Your Employer to Ditch Its Health Care Plan

Chris Kleponis/CNP via ZUMA

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For years, opponents of Obamacare have been exercised by President Obama’s supposed “Lie of the Year” for 2013: If you like your health care plan, you can keep it. This turned out to be untrue in a specific sense: you could keep your plan if your insurance company continued to offer it. However, many insurance companies decided to cancel their existing plans and replace them with new ones that conformed to Obamacare’s rules. In 2013 the cancellation letters went out and Republicans pretended to be outraged.

Fast forward to 2019. The Trump administration has just issued a final rule governing HRAs and is busily promoting it. An HRA is a Health Reimbursement Account, and what it means is this: your employer can now decide to cancel its group plan and replace it with an HRA that reimburses you for an individual plan that you buy in the open market. There are various rules in place about how much employers have to spend and who can qualify, but the nut of the thing is simple. It’s a new policy that actively appeals to employers to ditch their group plan—most likely for an assortment of individual plans that provide worse coverage.

This will spawn outraged coverage from Fox News and the rest of the conservative noise machine, right?

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SIX TRUTHS

Reclaiming power from those who abuse it often starts with telling the truth. And in "This Is How Authoritarians Get Defeated," MoJo's Monika Bauerlein unpacks six truths to remember during the homestretch of an election where democracy, truth, and decency are on the line.

Truth #1: The chaos is the point.

Truth #2: Team Reality is bigger than it seems.

Truth #3: Facebook owns this.

Truth #4: When we go to work, we're in the fight.

Truth #5: It's about minority rule.

Truth #6: The only thing that can save us is…us.

Please take a moment to see how all these truths add up, because what happens in the weeks and months ahead will reverberate for at least a generation and we better be prepared.

And if you think journalism like Mother Jones'—that calls it like it is, that will never acquiesce to power, that looks where others don't—can help guide us through this historic, high-stakes moment, and you're able to right now, please help us reach our $350,000 goal by October 31 with a donation today. It's all hands on deck for democracy.

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